Better business credit, right at checkout.
Say goodbye to lengthy approval processes and paperwork — Credit Key's digital application is quick and seamless. Get an instant decision for a business line of credit up to $50,000 and pay it back on your terms. Enjoy 0% interest for the first 30 days and as low as 1% after. No setup fees or other hidden fees. Applying will not impact your credit score.
How it works
Apply in minutes
Complete Credit Key’s quick digital application with your business details. Get an instant decision — no paperwork, no bank hassle.
Get approved
Approved applicants receive a business line of credit up to $50,000. Applying will not impact your credit score.
Pay on your terms
Enjoy 0% for the first 30 days, then as low as 1% per month after. Choose the repayment schedule that fits your cash flow.
Eligibility
To apply for a Credit Key business line of credit, you must:
- Be an individual applying under your own name
- Be the owner/signatory of the business in the application
- Be a U.S. citizen or resident of minimum signing age in your state of residence
- Have a FICO®/credit score of 600 or above
- Have a total annual business income of $40,000 or more
- Provide your Social Security Number
- Provide the Employer Identification Number (EIN) of your business (sole proprietorships may use state registration instead)
- Have a nominated bank account for repayments
Ready to apply?
Get an instant decision for a business line of credit up to $50,000. It only takes a few minutes and will not impact your credit score.
Checking your rate won’t affect your credit score.
Business financing is provided by Credit Key. Applications are subject to credit approval and eligibility. Applying will not impact your credit score. Rates and terms are determined by Credit Key and may vary. ChefHub does not extend credit directly.

